Certificates of Deposit

If you have at least $1,000 to invest, a Certificate of Deposit (CD) pays a higher interest rate than other deposit accounts. You'll earn guaranteed returns over a specific period of time - no matter what happens in the financial markets. Upon maturity, you may choose to automatically renew your certificate at a new rate, add to the balance, change the term or withdraw the funds.

Minimum daily balance to earn the annual percentage yield (APY) is $0.01. Substantial penalty for early withdrawal.