Home Equity Line of Credit

Prime-Choice Equity Line of Credit*
bankESB offers a line of credit product with no closing costs and no fees. The interest rate is tied to the prime rate and only changes as the prime rate changes. The amount of the line may be as low as $10,000 or as high as $250,000.

If you have equity in your home, you may have access to the money you need to consolidate bills, pay off high interest rate credit cards, start or finish a home improvement project, or take that well-deserved vacation.  With our Prime-Choice Equity Line of Credit*, you have choices! 

Note: the interest paid on your line may be tax-deductible, so please consult your tax advisor or accountant.

Please review the Home Equity checklist to find out what information you will need to apply online.

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*Disclosures applicable to all Home Equity Lines of Credit: Products are available for owner occupied 1-4 family properties only. APR cannot exceed 18%. Homeowners' insurance and flood insurance (if applicable) required. Consult your tax advisor regarding deductibility. Minimum line is $10,000. Maximum line is $250,000.00. All loan applications are subject to credit underwriting and property approval.