Meet our Professionals

Raymond Lacourse

Raymond Lacourse, CFP®


CERTIFIED FINANCIAL PLANNERTM, Professional
Vice President, ESB
LPL Registered Principal

Biography
Raymond Lacourse started ESB Financial Services, a division of Easthampton Savings Bank in 1999 as its first Investment Advisor and Program Manager. Ray attained The Certificate in Financial Planning from Boston University in 2003 and his CFP® certification in 2004. He was awarded an MBA from American International College in 2014. Ray is supported by a Registered Operations Associate and a Client Relations Associate.

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Ray’s prior experience includes a position as an Investment Advisor with FIS Securities, the wealth management division of Fleet Bank. He also worked as a licensed insurance and registered securities representative for New York Life Insurance Company. Ray started his career in the securities business with Wedbush Securities located in Los Angeles, CA.

Ray holds FINRA Series 6, 7, 24, 63 and 65 securities registrations at LPL Financial. He also holds a Massachusetts Insurance Producer license.

Ray’s professional and community activities include membership in the Hampden County Estate Planning Council and the Southampton Lions Club.  He is an adjunct professor in the MBA program at Elms College in Chicopee, MA.

Ray’s outside interests include playing golf, fly fishing, biking and snowshoeing. He is a fan of all New England professional sports teams. Ray resides in Southampton with his wife Linda who is a Speech Pathologist and Principal at the Curtis Blake Day School in Springfield. He has two adult children; a son who is a Paramedic and a daughter who is a Physician’s Assistant.

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Kristine Koczajowski

Kristine Koczajowski, CFP®


CERTIFIED FINANCIAL PLANNERTM, Professional
VP Financial Services, ESB
LPL Financial Consultant

Biography
Kristine started with Easthampton Savings Bank in 1995 holding various positions in the Retail Banking area, lastly as an Assistant Branch Manager, before moving to the Financial Services Division in 2001. She currently manages over $46 million in brokerage and advisory assets supported by a Registered Operations Associate as well as a Client Relations Associate.

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Kristine is committed to providing her clients exemplary service while working towards the goal of achieving financial success, allowing them to pursue their interests and hobbies.

Kristine was educated at the University of Massachusetts as a Legal Studies major. She is a CERTIFIED FINANCIAL PLANNERTM Professional, earning her Certificate in Financial Planning from Boston University. She holds FINRA Series 7 and 66 securities registrations with LPL Financial as a Financial Consultant of LPL Financial.

Kristine is active in the community and is a member of the Easthampton Rotary Club and volunteers for Chamber of Commerce events throughout the area. She is currently serving on the Board of Directors and Finance Committee of Hitchcock Center for the Environment. 

In her free time she enjoys playing with her dog Daisy, gardening and cooking for family and friends. 

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Trudi Adams

Trudi Adams


LPL Registered Administrative Associate
Operations Associate

Biography
Trudi joined ESB Financial Services in 2007 as a Administrative Assistant doing various client related duties. In 2011 her title changed to LPL Registered Administrative Associate/ Operations Associate. She enjoys working one on one with clients to resolve account issues or concerns they may have.

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Trudi started her Financial Services career in 1998 with Smith Barney working in the operations department servicing new accounts, account transfers, and trading.

Trudi holds FINRA Series 7 & 63 securities registrations held with LPL Financial.

Trudi has been on the Board of Directors for Pioneer Valley Chapter 8 Camping Association. Her various positions have included Vice President, Corresponding Secretary, Springfield RV Camping and Outdoor Show - Campshow Committee, as well as Teen Advisor. She is also an avid supporter of breast cancer awareness, since 2002 she has participated annually in the Avon Walk for Breast Cancer.

In her spare time she enjoys spending time with her family and friends.

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Nicole Prucnal

Nicole Prucnal

Client Relations Assistant

Biography
Nicole is the newest member of our team joining ESB Financial Services in 2015 as a Client Relations Assistant. Her primary role is to deliver excellent service to our clients and support the Financial Consultants on the team. Her other responsibilities include Social Media outreach and Seminar development.

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Nicole is a graduate of Springfield College with a Sport Management major and Business Management minor. Has previously worked for the Summer X Games in 2012 & 2013.

In her free time she enjoys watching all New England sports and spending time with friends and family.

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Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.  Insurance products offered through LPL Financial or its licensed affiliates.

  • Not FDIC Insured
  • Not Bank Guaranteed
  • May Lose Value
  • Not a Bank Deposit
  • Not Insured by any Federal Government Agency 

Easthampton Savings Bank and ESB Financial Services are not registered broker/dealers and are not affiliated with LPL Financial.  The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following state: AR, CA, CT, MA, NM, NY and VT.