Retirement Accounts (SEP)

SEP (Simplified Employee Pension)*

Self-employed individuals with no employees

  • Annual contributions of up to 25% of earned or net income
  • Maximum contribution of $4000 annually
  • Tax deductible expense**

Small Business owner with employees:

  • Annual contributions made by employer up to 25% of compensation
  • Employer and all eligible employees must receive the same fixed percentage
  • Tax deductible expense**

Have more questions regarding IRA's? IRS Publication 590 at IRS.GOV can help.

For more information

Bill Judd

Stop by one of our convenient locations or give Bill Judd a call at 413-779-2253.


* Substantial penalty for early withdrawal.
** Certain restrictions may apply. Consult your tax advisor.