SBA Loans

Your new business opportunities can be affordable through the SBA (Small Business Administration) loan programs. Our Preferred Lender status allows us to approve loans and lines of credit on behalf of the SBA. This makes the process faster and can save you time and money.

Your SBA Options

  • SBA 7(a) - Borrow for business expansion, acquisition, purchase of fixed assets & debt consolidation
  • SBA 504 - For companies looking to acquire, improve owner-occupied real estate or purchase machinery & equipment
  • SBA Lines of Credit - Perfect for when you need a line of credit for everyday expenses

Reasons for an SBA Loan

  • Purchase/refinance real estate, or expand operations
  • Purchase equipment
  • Purchase inventory
  • Increase working capital to manage day-to-day operations
  • Refinance existing debt with better terms

SBA Loan Benefits

The Small Business Association’s (SBA’s) Preferred Lender Program (PLP) includes many of the nation’s largest lenders who do high volumes of SBA lending. ESB is one of those lenders...

  • As a Preferred lender, ESB can use a streamlined paperwork process with delegated authority to approve loans, which expedites the loan approval process for you – the small business owner
  • We can also expedite the credit approval process to get your funds faster
  • You get competitive rates and terms
  • These small business loans are guaranteed through the SBA