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Reserve Credit

This credit line is designed to protect you from overdrawing your checking account. When linked to your bankESB account, it will transfer from your available credit to your checking should you have insufficient funds. You may apply for as little as $500 and as much as $3,500.

Collateral Loans

Looking to rebuild or establish credit? With this secured loan option, you can benefit from flexible terms. You can use your bankESB savings account, certificate of deposit (CD) or stocks to secure the loan.

  • Loans up to 90% of funds on deposit with bankESB
  • Flexible terms
  • Fixed monthly payment option available
Couple holding first keys to new home

First Time Homebuyer?

Receive up to $15,000 in grant money through the Equity Builder Program.

Equity Builder Program