Business Fee Schedule

Business Banking Services
Account Inactivity Fee* (per month)$10.00
Account Research (per hour)$30.00
Abandoned Property$25.00
Automated Transaction Prenote Reject Fee$10.00
Automatic Transfer$5.00
Cashier's/Treasurer's Checks (1 free per day)$5.00
Check PrintingPrices Vary
Coin and Currency Orders FREE
Foreign Checks (Canadian, non-Canadian, plus corresondent collection fee)$15.00
Foreign Currency Exchange$8.00
Foreign Currency Purchase$15.00
Items Presented Against:
Insufficient/Uncollected Funds** (per item paid or returned)

$

32.00
Lost Passbook$10.00
Medallion Signature Guarantee$20.00
Money Order (Up to $2,500) (1 free per day)$3.00
New Account Closed within 6 months$10.00
Night Bag Purchase$20.00
Notary Fee (non-customers)$1.25
Photo Copies (per page)$0.50
Return Deposited Item$10.00
Return Deposited Item (Loan Payments)$10.00
Statement Copy$5.00
Stop Payment$32.00
Tax Levy or Garnishment/ Other attachments$75.00
Manual Wire Transfers:
Domestic Incoming
Domestic Outgoing
International Incoming
International Outgoing

$
$
$
$

10.00
20.00
30.00
40.00
(foreign & special wire services are subject to applicable pricing in addition to the above)
eBusinese Solutions
Remote Deposit Capture (per month)$40.00
Basic Business Online Banking and Bill PayFREE
ACH Return/Notice of Change$10.00
Online ACH Services Per Item$0.30
Positive Pay Services (per month)$50.00
Online Wire Transfers:
Domestic Incoming
Domestic Outgoing
International Incoming
International Outgoing

$10.00
$20.00
$30.00
$40.00

 

***ATM/Debit Card Services
Replacement Cards $ 10.00

Business Checking Accounts

Basic Business Checking
Minimum Daily Balance Requirement $ 0.00
Maintenance Service Charge**** $ 0.00
Premier Business Checking ( with Interest)
Minimum Daily Balance Requirement $ 0.00
Maintenance Service Charge**** $ 0.00

Business Savings Account

Business Money Market
Minimum Daily Balance Requirement $ 500.00
Maintenance Service Charge**** $ 6.00
7 Day CD

Minimum Daily Balance Requirement
Substantial penalty for early withdrawal

 $ 1,000.00
   

Safe Deposit Boxes

Various sizes are available at our Agawam, Easthampton, Hadley, King Street, Northampton, South Hadley, Belchertown and Westfield offices. Annual fees are based on box size.*****

Lost Safe Deposit Key

$ 25.00

* Applies to checking and savings accounts with balances of $100 or less that have no customer initiated activity for 12 consecutive months.

** May be imposed on overdrafts created by checks, in person withdrawals, ATM withdrawals, or other electronic means. May be imposed when checks and items presented by electronic means are returned unpaid.

*** Not responsible for surcharges or fees imposed by other banks, ATM operators or any networks. 

**** Maintenance service charges apply only if the daily balance falls below the minimum during the statement cycle.

***** Safe Deposit Boxes are not insured by the FDIC.