Skip to main content
BankESB

855-527-4111

Find a Branch

$200* towards your next adventure

Open the checking account that fits you best and receive up to $200.*

GET $100

Activate Direct Deposit OR Enroll in Online Banking & Make 5 Debit Card Transactions*

GET $50

Make 5 Bill Payments & Activate eStatements*

GET $50

After 1 Year Active Checking Account Anniversary*

Choose a new bankESB Checking Account with Direct Deposit to get started.

Open Now

Checking Comparison Chart

FeaturesGet Real CheckingPremier CheckingBasic Checking
Minimum to Open$10$100$10
Earns InterestYes
Debit CardYesYesYes
ATM Refunds*Yes
Online BankingYesYesYes
Mobile BankingYesYesYes
eStatementsYesYesYes
24 Hour Telephone BankingYesYesYes
FREE First Order of bankESB ChecksYesYes

* For GetReal Checking: Other bank ATM surcharge fees that are charged to the account during current statement cycle will be refunded on the last business day of the current statement cycle. Accounts closed or changed to another product during statement cycle will not receive a refund of other banks' ATM surcharge fees. For Premier Checking: As of 1/2/2019, the Annual Percentage Yield (APY) is .03% for accounts with a minimum daily balance of $.01-$24,999.99, .07% for accounts with a minimum daily balance of $25,000-$49,999.99, .12% for accounts with a minimum daily balance of $50,000-$99,999.99, .16% for accounts with a minimum daily balance of $100,000-$999,999.99 and .20% for accounts with a minimum daily balance of $1,000,000 or more. Minimum daily balance to earn stated APY is $.01. Fees could reduce earnings on accounts. Rates offered are subject to change without notice. For all checking accounts: Not responsible for surcharges or fees imposed by any banks, ATM operators or any networks, ATM operators based outside of the continental United States, Alaska, Hawaii or U.S. Territories. Applicable data charges from your mobile carrier may apply. $100.00 promotional offer is for opening a personal checking account and activating direct deposit (of at least $25.00) or signing up for online banking and conducting 5 debit card transactions using your debit card within the first 60 days of account opening ($100.00 will be credited to the account by the last day of the statement cycle following the 60th day the account has been open). $50.00 promotional offer is for making 5 bill payments using online banking and enrolling in eStatements within 60 days of account opening ($50.00 will be credited to the account by the last day of the statement cycle following the 60th day the account has been open). Minors (anyone under the age of 18) are not eligible for Online Bill Pay. $50.00 loyalty bonus will be paid after the account has been open for 12 months ($50.00 will be credited to the account by the last day of the statement cycle following the 365th day the account has been open). $10 minimum to open Get Real Checking or Basic Checking accounts. $100 minimum to open Premier Checking account. Bonuses for new checking account customers and limited to one account per customer. In accordance with applicable regulations bonus payouts may be 1099 reportable. Account must be in good standing and have a positive balance at the time the bonus is paid. May not be combined with other promotional offers. This is a limited time offer and subject to change without notice.