Back row (L to R): Tenaya Read, Assistant Branch Manager, and Tiffany Raines, AVP Branch Officer; Middle row (L to R): Nadean Eaddy, Senior Teller, and Stephanie Skowronek, Teller/Customer Service Representative (CSR); Front row (L to R): Jaclyn Hortie, Teller, and Jazzynett Rosario, Teller

We chose you. We hope you choose us too!

Holyoke Branch Now open

170 Sargeant Street

Special Offers!

11-Month CD 2.50% APY1 or 26-Month CD 3.00% APY1

Plus, Refund of ATM Fees Nationwide** and No Hidden Anything.

Other Rates

Get $2002 with Get Real Checkingsm

Plus, Refund of ATM Fees Nationwide** and No Hidden Anything.

bankESB Checking Accounts

Home Equity Line of Credit Fixed for 12 Months - 1.99% APR3 Then never above Prime Rate, thereafter, currently: 5.25% APR3

Use it for debt consolidation, tuition, home improvements... the possibilities are endless!!

$500 Discount4 On Mortgage Closing Costs

Let us help you get mortgage ready!

First-Time Homebuyer Mortgage

Other Mortgage Options

Contact a Mortgage Lender

1 2.50% Annual Percentage Yield (APY) effective as of October 29, 2018. Available on new deposits to bankESB only. For 11-month term only. Penalty for early withdrawal. Automatically renews for 12 months at maturity at the then current 12-month CD rate. 3.00% Annual Percentage Yield (APY) effective as of October 29, 2018. Available on new deposits to bankESB only. For 26-month term only. Penalty for early withdrawal. Automatically renews for 24 months at maturity at the then current 24-month CD rate. For both Certificates of Deposit (CDs): $1,000 minimum, $250,000 maximum deposit per Household. Interest compounded monthly. Offer may be withdrawn without notice. Available at the 170 Sargeant Street, Holyoke office only.

2 $100 promotional offer is for opening a GetReal Checking account and activating direct deposit (of at least $25) or signing up for online banking and conducting 5 debit card transactions using your debit card within the first 60 days of account opening ($100 will be credited to the account by the last day of the statement cycle following the 60th day the account has been open). $50 promotional offer is for making 5 bill payments using online banking and enrolling in eStatements within 60 days of account opening ($50 will be credited to the account by the last day of the statement cycle following the 60th day the account has been open). Minors (anyone under the age of 18) are not eligible for Online Bill Pay. $50 loyalty bonus will be paid after the account has been open for 12 months ($50 will be credited to the account by the last day of the statement cycle following the 365th day the account has been open). Bonuses are for new customers and limited to one account per customer. In accordance with applicable regulations bonus payouts may be 1099 reportable. Account must be in good standing and have a positive balance at the time the bonus is paid. Minimum balance to open the account is $10. May not be combined with other promotional offers. This is a limited time offer and subject to change without notice.

** Not responsible for surcharges or fees imposed by any banks, ATM operators or any networks based outside of the continental United States, Alaska, Hawaii or U.S. Territories.

3 The 1.99% Annual Percentage Rate (APR) is fixed for 12 months. Thereafter the APR becomes a monthly variable rate equal to the Prime Rate as published in the Wall Street Journal on the last business day of the previous month plus a margin of 0.00%. The Prime Rate was 5.25% as of 9/26/18, and the margin of 0.00% is guaranteed for the life of the loan. The APR will never exceed 18% nor drop below 4.00% after the first anniversary of the agreement date. Minimum line is $10,000, and maximum line is $250,000. Closing costs may range from $75.00 to $650.00 and are lender paid. However, if you should pay off and terminate the line prior to the third anniversary of the agreement date, you will reimburse the lender for the closing costs, that were paid by the bank on your behalf. If you request an independent appraisal, you will be responsible for the cost, which is estimated between $350.00 and $550.00. This offer is subject to change without notice and is available for new lines and owner-occupied, 1-4 family properties only. All loan applications will be subject to credit acceptance and property approval. Homeowners Insurance and flood insurance (if applicable) are required.

4 $500 closing cost credit applies to home purchase transactions only. Subject to credit approval and closing. One credit per loan. This offer is subject to change without notice.

Let's connect!

855.527.4111