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BankESB

855-527-4111

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Holyoke Branch Now open

170 Sargeant Street

Special Offers!

11-Month CD 2.60% APY1 or
26-Month CD 3.00% APY1

Plus, Refund of ATM Fees Nationwide** and No Hidden Anything.

Specials available only at our Holyoke office.

Other Rates

Get $2002 with Get Real Checkingsm

Plus, Refund of ATM Fees Nationwide** and No Hidden Anything.

bankESB Checking Accounts

Up to $15,000 in grant funds3 for downpayment and closing costs for first-time homebuyers

Limited-time offer available first-come, first-serve. Act now!

1 2.60% Annual Percentage Yield (APY) effective as of April 1, 2019. Available on new deposits to bankESB only. For 11-month term only. Penalty for early withdrawal. Automatically renews for 12 months at maturity at the then current 12-month CD rate. 3.00% Annual Percentage Yield (APY) effective as of April 1, 2019. Available on new deposits to bankESB only. For 26-month term only. Penalty for early withdrawal. Automatically renews for 24 months at maturity at the then current 24-month CD rate. For both Certificates of Deposit (CDs): $1,000 minimum, $250,000 maximum deposit per Household. Interest compounded monthly. Offer may be withdrawn without notice. Available at the 170 Sargeant Street, Holyoke office only.

2 $100 promotional offer is for opening a GetReal Checking account and activating direct deposit (of at least $25) or signing up for online banking and conducting 5 debit card transactions using your debit card within the first 60 days of account opening ($100 will be credited to the account by the last day of the statement cycle following the 60th day the account has been open). $50 promotional offer is for making 5 bill payments using online banking and enrolling in eStatements within 60 days of account opening ($50 will be credited to the account by the last day of the statement cycle following the 60th day the account has been open). Minors (anyone under the age of 18) are not eligible for Online Bill Pay. $50 loyalty bonus will be paid after the account has been open for 12 months ($50 will be credited to the account by the last day of the statement cycle following the 365th day the account has been open). Bonuses are for new customers and limited to one account per customer. In accordance with applicable regulations bonus payouts may be 1099 reportable. Account must be in good standing and have a positive balance at the time the bonus is paid. Minimum balance to open the account is $10. May not be combined with other promotional offers. This is a limited time offer and subject to change without notice.

3 Equity Builder grant funds are eligible for the purchase of a primary residence located in Massachusetts and Connecticut on the Bank's First-Time Homebuyer, MassHousing loans and other fixed-rate loans as long as the borrower does not exceed 80% of HUD Area Median Income in those counties. Recipients must attend homebuyer education/course.

** Not responsible for surcharges or fees imposed by any banks, ATM operators or any networks based outside of the continental United States, Alaska, Hawaii or U.S. Territories.

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855.527.4111